Friday, 16 December 2022

December 16, 2022

 Financial Literacy Test on Wednesday. Multicultural luncheon on Friday. Bring food, paper/plastoc plates and forks



30 TAPS, 25 x 0.50 = 12.50                     4 e-transfers x 0.25 = 1.00

5 cheques x 3.50 = 17.50                       2 ATM x 2 = 4.00

1 Bank withdraw x 5.50 = 5.50               Not enough fund by the end of Nov, $25

 

25 + 12.50 + 17.50 + 5.50 + 1.00 + 4.00 = $65.50


 

Part D: Credit Cards, Debit Cards and Compound Interest


- add the Interest Charge column to make it easier

 

Most credit cards charge 20% for outstanding balance (purchases that have not been paid back).  The interest will be accumulated daily.

 

Assuming the chart below is the Google Sheet, write down the formula needed to calculate the interest accumulated on November 10.

 

E

F

G

H

I

15

Date

Charges 

Interest rate

Interest Charges

Total

16

November 5, 2022

$876.54

23.99%

 

Question 15 formula

17

November 6, 2022

Question 16 formula

23.99%

 

Question 17 formula

18

November 7, 2022

 

23.99%

 

 

19

November 8, 2022

 

23.99%

 

 

20

November 9, 2022

 

23.99%

 

 

21

November 10, 2022

 

23.99%

 

 

 

Formula for Question 15 (1)

 

Formula for Question 16 (1) Should be the same number as I16

 

Formula for Question 17 (1)

 

 

Use your Google Sheet and determine the total on November 30, 2022 (5)

answer: $234868.57

 

 

 

Give three reasons why you should get a debit card when you are 15 (3)




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