Happy Holidays!

Have a good break.  Don't spend too much time playing video games or doing Facebook.

Reading is not homework.  Read 30 mins per day, esp books about MONEY

Kwok's recommendation

Learn to Earn: A Beginner's Guide to the Basics of Investing and Business by Peter Lynch

Please tell parents that Kwok appreciates all the gifts and gift cards.  Will be thinking about you when I am in Asia.

All the Best!