Complete the informal letter with three outlooks for the New Year (not about you, it is about he city, people you don't know, the country and most importantly, the world).
e.g. Let's hope the war in Ukraine will end soon and all Ukrainians will go back home and rebuild their country
- ten students will read that out tomorrow in front of the class
Caffeine chart
https://www.cspinet.org/caffeine-chart
Calculate compound interest of car and condo loans if you wish (this is not easy, and can be very confusing. All banks and card companies use compound interest to determine your payable every month)
Use this format to determine loan value at maturity
=A21*(1+E21)^C21
where A21 is the initial loan
E21 = daily interest
C21 = how many days in the entire loan period (e.g. 10 years = 3650 days)
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