Thursday, 25 March 2021

March 25, 2021

- study for drug test on Monday

- finish Pay Day Loan sheet below

- Talk to parents not to get Pay Day Loans and don't tell anyone their birthday and SIN number

- memorize your SIN number


 7B Payday Loans


The worst of them all for interest charges: Pay Day Loans (Money Marts, 24cash, Loadridge)

-       Google “Ontario pay day loans” and you will get a list of companies that offer this service

-       - use the table below and find the missing information for four of these companies

Name of company

Money Mart

Cash Money

 

 

How much can you borrow?

 

 

$1500 max

 

 

How long is the online application process? (mins)

 

 

A few minutes

 

 

Can you apply if you don’t have a job?

 

 

Yes

 

 

Can you apply if you have bad credit history?

 

 

Yes

 

 

How much interest do they charge? (%)

 

792%

 

 

Kwok’s note: Very important

- the bank, credit card companies, the governments always use two of your ID to identify you

- Your birthday and your Social Insurance Number (SIN)

- NEVER share this information online or tell others about your SIN number on the phone

- if you share your birthday and SIN with a stranger, s/he can apply for loans, credit cards and everything else. He will be YOU

 

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